How many days does your cash sit with customers?
Enter your credit sales, what customers owe you, what you owe suppliers and your stock. See your debtor days, your cash cycle and how much cash comes back if customers pay 10, 15 or 30 days sooner.
- Free, no sign-up
- Works on your phone
- Nothing saved unless you ask
Your numbers
Rough numbers are fine. Take them from your balance sheet, ledger or outstanding report.
Sales on credit only. Leave out cash sales.
Debtor days (DSO)
Cash freed if customers pay sooner
Get your cash report and the credit policy template
Your debtor days, cash cycle and cash freed, plus a one-page credit policy and a weekly collection routine, sent on WhatsApp.
Done, .
It is saved. Mayank's team sends it on WhatsApp within one working day (and by email right away, if you added one).
Want help putting this to work in your business? Book a free 30-minute call.
How this works
- Debtor days (DSO) = what customers owe you today ÷ credit sales per day (annual credit sales ÷ 365). It is how many days of sales are sitting with customers.
- Creditor days (DPO) = what you owe suppliers ÷ purchases per day, and inventory days = stock value ÷ purchases per day. Purchases stand in for the cost of what you sell, so treat these two as rough for a manufacturer.
- Cash conversion cycle = debtor days + inventory days − creditor days: roughly how many days your own money is tied up between paying for goods and getting paid for them.
- "Cash freed" = credit sales per day × the days saved, never more than what customers owe today. Interest uses the yearly rate you enter. The verdicts are rules of thumb, not benchmarks for your industry.
Turn this into a system
This tool fixes one piece. The Operations System builds the whole operate layer of The Self-Running Business System, so it runs without you.
Operations System
Sales, orders and the team running on one system, not on you
See how it works → Free · 30 minutesBook a free call
Talk through your result with Mayank and leave with the one thing to fix first.
Book a free call → Free · 3 minutesAutomation Scorecard
Twelve questions, a score out of 100 and a breakdown across all six layers of your business.
Take the Scorecard →From the book: Template T15, 13-Week Cash Plan and T13, Credit Policy. Read the book: Jugaad Is Not a System
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